For starters, I believe we can cut our healthcare costs by 50% if we change how we pay for services.
See, there's an inherent conflict of interest in the health insurance business model. For every dollar your insurer pays in claims is a dollar less that goes to their profits. So when something bad happens to you, their interests are directly conflicted with yours.
Why do we think this is a good plan? It makes terrible economic sense for 99% of the population.
Payments from patients to physicians and other healthcare providers should be quicker, cheaper, and easier. We have the technology. We just have to remove insurance from the equation.